A Gift that Pays You Income for Life


A charitable remainder unitrust (CRUT) or Charitable Gift Annuity (CGA) can provide you and/or other beneficiaries with income for life or for a fixed number of years.

Potential Benefits of CRUT and CGA Gifts

  • Avoid paying capital gains on sales of appreciated stock and real estate
  • Convert the full value of stock into a lifetime income stream
  • Receive a significant charitable income tax deduction
  • Some of the income may be tax-free.
  • Remove assets from your taxable estate

Who is this for?

  • Those over 70 are best positioned to use a CGA.
  • CGA’s can be established for only $10,000 and are best funded with cash or appreciated stock.
  • CRUT’s typically require $100,000 to establish.
  • Appreciated income producing real estate or appreciated stock are the best assets for funding a CRT.