IRA rollover gifts — often referred to as “qualified charitable distributions” or “QCDs” — can be an easy and effective way to make a gift to RMHC Central Valley. IRA owners age 70 ½ or older can make a direct, tax-free transfer of up to $100,000 a year from their individual retirement account to a registered non-profit like RMHC Central Valley. Distributions can be taken from Traditional IRAs as well as SIMPLE and SEP IRAs.
Giving from your IRA
Benefits of an IRA rollover gift
How to make an IRA Contribution
Another Retirement Account Strategy
If giving from your retirement account now does not best fit your needs, it may be better to transfer IRA assets to RMHC Central Valley after you have passed away. This is easily done by naming RMHC Central Valley as a primary or contingent beneficiary of the IRA on a beneficiary designation form available from your IRA’s administrator.